Getting Started


Test Account

Amount determines response.  Whole dollar amounts (10.00, 47.00, 196.00, etc.) get Approved.  When the cents portion is not 00, (10.01, 47.19, 196.42, etc.), you will get a Decline.

After you sign up for your test account, you will receive login information that looks like this:

API Credentials 
Partner/ResellerKey: 101
Vendor/Merchant/RPNum: 1435
Username:  spqr1940
Password: 838auBNj

Login Information
Partner/ResellerKey: 101
Vendor/Merchant/RPNum: 1435
Username: YourCompanyTest
Password: 5W38HEjA

These are non-working credentials and are supplied for illustrative purposes only. 

Accessing the API
During your development process (testing) you will connect to our test servers using an endpoint URL starting with

When you are finished with development and ready to switch to Production, contact us for a live endpoint URL and additional credentials.

Viewing Your Test Transactions
When testing with our API, you can use your login information to access ArgoFire to view these test transactions at

Example: Charging a Credit Card
You can use your preferred development language to call our API. You would make an http call and post to the following URL:

‘URL to open
sUrl = “”

‘Post Request to send.
sRequest = “UserName=spqr1940&Password=838auBNj&TransType=Sale&CardNum=4788250000028291
&NameOnCard=Terry Doe&Amount=10.00&InvNum=1492&PNRef=

HTTPPost sUrl, sRequest

Function HTTPPost (sUrl, sRequest)

set oHTTP = CreateObject (“Microsoft.XMLHTTP”)
oHTTP.setRequestHeader “Content-Type”, “application/x-www-form-urlencoded
oHTTP.setRequestHeader “Content-Length”, Len(sRequest)
oHTTP.send sRequest
HTTPPost = oHTTP.responseText

End Function

Test Credit Cards

 Card Type Card NumberExpiration Date
 Visa4788 2500 0002 829105/18
 MasterCard5439 7500 0150 034705/18
 MasterCard*5454 5454 5454 545405/18
 American Express3700 0000 0000 00205/18
 Discover/Novus6011 0000 0000 001205/18

*Note: Amount must be $10 or greater. Lesser amounts, even whole dollar amounts, may give unpredictable results. 

Response Codes

ArgoFire returns these Response Codes when processing credit card or ACH/check transactions.

FrontStream Holdings LLC is a registered ISO of Elavon, Inc. Georgia, Chase Paymentech Solutions, LLC, First National Bank of Omaha, Omaha, NE, BMO Harris Bank, N.A., Chicago, IL, Deutsche Bank, USA, New York, NY and Wells Fargo Bank, N.A., Walnut Creek, CA.